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Testimony of Lauren Nolan before the Committee on License and Consumer Protection regarding the proposed ordinance under consideration that would prohibit licensees from refusing to accept cash as payment for goods or services.
Testimony of Illinois State Senator Jacqueline Y. Collins opposing a proposal to increase the rates that may be charged y currency exchanges for check cashing.
Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Currency Exchange Rates
Testimony of Dory Rand to the Director of the Division of Financial Institutions, Illinois Department of Financial and Professional Regulation, urging the state of Illinois not to increase the maximum rates taht may be charged by Illinois currency exchanges for any check cashing services.
Testimony of Brent Adams before the Senate Insurance Committee. In this testimony Adams discussed banning the use of credit scoring in establishing auto insurance rates.
Testimony of Spencer Cowan before the Senate Financial Institutions Committee. In this testimony Cowan discussed the lack of access to capital for many small businesses in Illinois and the prevalence of online-predatory lenders.
Testimony of Katie Buitrago before the Consumer Financial Protection Bureau Field Hearing on Student Loans. In this testimony Buitrago discussed the impact for-profit colleges have on students' economic opportunities, with these students graduating with more debt and fewer job opportunities.
American Journal of Public Health;
A new 20-year study shows a link between children's social skills in kindergarten and their well-being in early adulthood.
Researchers from Pennsylvania State and Duke Universities analyzed what happened to nearly 800 kindergarteners from four locations after their teachers measured their social competency skills in 1991. The children were evaluated on a range of social behaviors, such as whether they resolve peer problems, listen to others, share materials, cooperate, and are helpful. Each student then received a composite score representing his or her overall level of positive social skills/behavior, on a scale from ("not at all") to 4 ("very well"). The research team monitored these students and the positive and negative milestones each obtained until they turned 25.
Using a variety of data sources, including official records; reports from parents; and self-reporting by the participants, researchers recorded whether the students obtained high school diplomas, college degrees, and full-time jobs. They also kept track of whether students developed a criminal record or substance abuse problems, among other negative outcomes.
Heartland Alliance National Initiatives on Poverty & Economic Opportunity;
The Workforce Innovation and Opportunity Act (WIOA) modernizes the federal framework that guides America's public workforce system and increases the system's accountability in supporting the employment needs and interests of adults and youth facing barriers to employment. We strongly support this vision of WIOA and look forward to working with the Departments of Labor, Education as well as other federal agencies responsible for administration of partner programs to support the successful implementation of the law. The NPRMs released by the Departments in April 2015 are a critical step towards achieving this vision. Our comments reflect input from our coalition members in nearly every state in the nation and a range of stakeholders including workforce and human services practitioners, anti-poverty organizations, researchers, and others. Throughout our comments we note areas where we believe the draft rules are consistent with the intent of the law, as well as areas where we believe additional regulatory clarification or guidance may be needed and/or where we believe further consideration is warranted by federal agencies as WIOA is implemented to ensure that adults and youth facing barriers to employment are served well.
Thank you, Chairman Hatch, Senator Wyden, and members of the Committee, for this invitation to testify on the Affordable Care Act at five years. Research from The Commonwealth Fund and other sources demonstrate that the Affordable Care Act is helping to reduce the number of Americans who are uninsured and improving access to health care.
Currently, more than 25 million people are estimated to have health insurance under the provisions of the ACA. About 11.7 million have selected a plan through the insurance marketplaces―8.8 million through the federal website healthcare.gov and 2.8 million through state-based marketplaces. An additional 10.8 million have enrolled in Medicaid or the Children's Health Insurance Program, or CHIP. Finally, nearly 3 million more young adults are covered under their parent's plan compared to 2010.
As a result, the number of uninsured adults has fallen. This week, the U.S. Department of Health and Human Services reported that 16.4 million previously uninsured people had gained coverage since the law passed in 2010. Similar gains in coverage have been documented in a number of government and private-sector surveys. Furthermore, groups that historically have been most likely to lack insurance—young men and women, and adults with low or moderate incomes—have experienced among the greatest gains in coverage. These gains have occurred across racial and ethnic groups.
This publication profiles the 2013 network members recognized by the NeighborWorks Green Organization Designation program. The designation indicates those network members who have demonstrated a commitment to sustainable operations and principles. Read this publication to learn from their practices.
Testimony of Spencer Cowan before the Consumer Financial Protection Bureau field hearing on the impact of the Credit CARD Act. Cowan thanked the CFPB for enforcement actions against credit card issuers and urged them to assess the pricing of add-on products and restrict up-front fees. Cowan also recommended that the CFPB enact consumer protections for all high-cost small-dollar loans, including installment loans and auto title loans.